Banyak diantara kita apabila ditegur malah merasa tidak enak hati, merasa tersinggung, dan berkecil hati. Padahal jika itu terjadi, sebenarnya kita sendiri yang rugi.
Mengapa rugi? Sebab sejatinya teguran adalah jalan untuk kita menjadi peribadi yang lebih baik lagi, teguran adalah jalan untuk kita bisa membenahi diri menuju diri yang lebih berkualitas lagi.
Mengapa rugi? Sebab sejatinya teguran adalah jalan untuk kita menjadi peribadi yang lebih baik lagi, teguran adalah jalan untuk kita bisa membenahi diri menuju diri yang lebih berkualitas lagi.
Your Guide To Healthcare Insurance in Singapore On top of the coverage provided by your employer and MediShield Life, here's what you must know about healthcare insurance in Singapore. When I first started buying my healthcare insurance, I couldn't find any satisfactory resources to help educate me on what types of policies were available, what was necessary, how much should I be spending, how do the plans by private insurers work on top of our MediShield (now MediShield Life), etc. If one is not careful, we could potentially end up like this Singaporean who chalked up $85,000 in hospital bills and whose claims were rejected by AIA. One of the top 5 reasons as to why people in Singapore get into debt includes unexpected medical bills - either for themselves or a loved one. Thus, I decided to write this guide to help anyone who might be feeling lost, as I was in a few years ago. I've tried to make it as comprehensive as possible, using my own experience and what I wished was available, but if there is anything else you feel I should add on to this guide, please let me know by leaving a comment below! Types of Healthcare Insurance in Singapore On top of MediShield Life and IPs, there are other types of healthcare coverage one can purchase. Depending on your needs and budget, you will have to decide which ones are the must-haves vs. the good-to-have for you. Adapted from MoneySense Please consult a financial consultant if you're uncertain. In my scenario, I only opted for the first 2 due to limited budget right now. CI coverage is not something I currently have, although I will be looking at adding that later on when my income (hopefully) increases in the coming years. You can read this post to better understand my rationale behind this decision. I'll be focusing on what I believe should make up a healthy medical insurance portfolio for the average Singaporean in this guide - namely MediShield Life and IPs. In my previous post, I elaborated on why relying on just your MediShield and / or your medical insurance provided by your employer might not be enough...and could even be potentially detrimental in certain circumstances. Given that the average hospital bill in Singapore has doubled in the last decade, we might even find ourselves saddled with a huge bill that we are unable to pay off. In fact, there's a classic joke that in Singapore, "one can die but cannot fall sick" because of the high hospitalization costs! Since MediShield Life was only introduced 2 months ago, there are still many people who do not really understand what the changes entail are (actually, I know of many Singaporeans who do not even have basic knowledge of MediShield). What is MediShield Life? In short, MediShield has been enhanced to MediShield Life (since Nov 1, 2015) to cover a larger proportion of hospitalization bills while also providing more benefits. Some people think that since the premiums are now higher, MediShield Life is a "premium" insurance policy that can allow them to upgrade to better wards and more. Wrong! It is important that we know MediShield Life is still fundamentally a basic hospitalization insurance.
Senanglah Saat Orang Lain Memberi Tahu Kesalahan Kita, Karena Artinya Mereka Peduli Terhadap Kita
Ingat ya, tidak usah merasa jengkel terhadap dia yang mau menegur dan menasehati kita, tetapi merasa senanglah sebab darinya kita akan tahu apa saja kesalahan dan kekurangan kita.
Lagipula, saat mereka menegur artinya meraka peduli kepada kita, mereka tidak ingin melihat kita selalu dalam kesalahan yang serupa dimoment selanjutnya.
Jangan Keburu Merasa Tersinggung, Karena Tujuan Mereka Pastilah Baik
Jangan sampai kita keburu merasa tersinggung, apalagi sampai marah tidak karuan, karena jika kita mau berpikir bijak maka pasti kita akan bersyukur, sebab sadar bahwa tujuan mereka pastilah baik.
Kita akan menyadari bahwa masih banyak orang yang sayang dan peduli kepada kita, hingga tanpa kita minta mereka mau mengingatkan kita.
Tapi Sekalipun Tujuan Mereka Buruk, Yang Jelas Dengan Kritikannya Kita Akan Menjadi Lebih Baik
Tapi sekalipun ada diantara mereka yang menegur karena memiliki tujuan yang buruk, tetaplah tenang dan bersabar karena bagaimanapun keritikannya akan menjadikan kita lebih baik.
Dari mereka tanpa sadar kita akan menjadi orang yang lebih berkualitas lagi, sebab kita akan selalu dalam kehati-hatian menapaki jalan kehidupan ini..
Bersyukur Saja Saat Ada Yang Mengkritik Kita, Itu Artinya Orang Lain Masih Sayang Kepada Kita
Maka bersyukur saja saat ada yang mengkritik kita, jangan gegabah mendengus kesal, sebab itu artinya orang lain masih begitu banyak yang sayang kepada kita.
Mereka tidak mau melihat kita hina dalam keadaan salah yang sama, sehingga akhirnya mereka memberanikan diri menegur dan menasehati kita.
Mereka Tidak Ingin Melihat Kita Dalam Kesalahan Yang Sama, Sebab Itulah Mengapa Mereka Meluangkan Waktunya Untuk Menegur Kita